Buy now, pay later.
Interest free. Shop online and in store.
Digital Shopping Account
Create your account now & start shopping with the flexibility of a digital wallet.
Buy Now, Pay Later
Shop today, enjoy your purchase & pay later to suit your lifestyle.
Interest Free Repayments
No interest. zipPay is completely transparent about no hidden fees.
No Credit Cards
A completely digitised wallet means no need for a credit card.
Frequently asked questions
What’s the difference between Zip Pay and Zip Money?
Zip Pay is an interest-free buy-now-pay-later service with a credit limit of up to $1000. Repayments are based on a minimum monthly payment from as little as $10 per week. With Zip Pay, you can shop everywhere when you add your Zip card to your Apple or Google wallet.
What do I need to apply?
How Zip works?
Sign up today and once approved, you can shop everywhere online or instore where you see Zip at checkout. When you’re ready to pay, choose Zip at checkout. We’ll pay the store for you, whilst you pay nothing upfront and you get to enjoy the goods. Your account and repayments are easily managed using the Zip app.
How do repayments work?
The repayment schedule is automatically set to cover your minimum monthly repayment. Repayments are automatically direct debited from the payment method that you added when you created the account. You can change the payment method at any time and the frequency of your payments to weekly, fortnightly or monthly. Choose what works best for you.